Cooperative Logo

Run your
cooperative like
a modern institution,
In minutes.

Stop drowning in paperwork. Automate contributions, approve loans, and build trust, all from one simple platform.

Folashade Akinwale

Trusted by

Folashade Akinwale

Admin, UBA staff cooperative

Your cooperative is stuck because...

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Messy Records

Members don't trust the books. Treasurers spend nights reconciling errors.

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Slow Processes

Loan approvals take weeks. Members go to banks instead.

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No Visibility

Regulators demand reports you can't produce. Members leave in frustration.

Features

One platform. Three transformations.

Our comprehensive digital platform reimagines cooperative management from the ground up. By automating tedious processes, eliminating paperwork, and providing real-time visibility.

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Instant Digital Contributions

Every payment auto-recorded. Members see balances in real-time. Zero reconciliation headaches.

Loan Approvals in Hours

Apply on mobile. Approve with one tap. Disburse directly to wallets. No paperwork.

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Transparent Dashboards

Generate compliance reports in seconds. Members track dividends live. Regulators audit anytime.

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Built for Nigeria's Reality

Cooperativ delivers bank-grade security to protect member funds, offline functionality to keep operations running without internet, and multi-language support in English, Yoruba, Igbo, and Hausa—ensuring accessibility for every cooperative across Nigeria.

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Built for every part of
your cooperative ecosystem

Whether you're managing operations, contributing monthly, or overseeing compliance — there's a place for you here.

Cooperative Members

Track your savings, apply for loans, and see your dividends — anytime, anywhere.

  • View your account balance and transaction history in real-time
  • Apply for loans online with instant status updates
  • Track dividend payments and earnings
  • Access your financial documents 24/7
Cooperative Members
How it works

From signup to thriving cooperative in 4 steps

Sign Up (2 minutes)

Register your cooperative or join as a member.

Sign Up

Set Up (10 minutes)

Add members, set contribution rules, assign roles.

Set Up

Go Live (Instant)

Members start contributing via mobile money or bank transfer.

Go Live
Grow
Loan Approved 👍Loan successfully received

Grow (Ongoing)

Automated reports, faster loans, happier members.

Enterprise solutions for oversight and scale

Powering the infrastructure that makes cooperative finance transparent, compliant, and impactful.

For Regulators
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Monitor 1,000 cooperatives as easily as 10.

Real-time compliance tracking. Instant audit trails. Policy insights from live data.

For Partners
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Build the future of financial inclusion with us.

Join governments, NGOs, and fintechs driving cooperative transformation across Africa.

Your cooperative deserves better than spreadsheets.

Join 500+ cooperatives that stopped chasing records and started building legacies. Your transformation starts with one click.

Cooperative Management Dashboard App
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Bank-grade encryption

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Built for African cooperatives

Cloud

Cloud backup included

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Local support team